FIRST NATIONAL CORP/VA
FXNCNASDAQTrading Snapshot
- Day Range
- $29.75 – $30.18
- 52-Week Range
- $21.59 – $33.24
- Volume
- $2.52B
- Avg Volume
- $2.19B
- Shares Outstanding
- 9.0M
- Next Earnings
- Dec 12, 2026
Fundamentals Snapshot
- Annual Revenue
- $112M
- Last Q Revenue
- $30M
- P/E Ratio
- 12.5
- P/S Ratio
- 2.3x
- EPS (TTM)
- $2.40
- Dividend Yield
- 2.27%
- Dilution (1yr)
- +0.4%
Why Investors Own FXNC
- ✓High-growth profile — revenue up +19.7% YoY with expanding US Equity exposure.
- ✓Healthy economics — 62% gross margin and 19% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FIRST NATIONAL CORP/VA
FXNC
StockOtter · stockotter.spaceAbout FIRST NATIONAL CORP/VA
First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
FIRST NATIONAL CORP/VA tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FXNC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST NATIONAL CORP/VA announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.