FIRST US BANCSHARES INC
FUSBNASDAQTrading Snapshot
- Day Range
- $16.49 β $16.81
- 52-Week Range
- $12.00 β $16.99
- Volume
- $3.93B
- Avg Volume
- $3.19B
- Shares Outstanding
- 5.5M
- Next Earnings
- Dec 9, 2026
Fundamentals Snapshot
- Annual Revenue
- $63M
- Last Q Revenue
- $16M
- P/E Ratio
- 11.8
- P/S Ratio
- 1.3x
- EPS (TTM)
- $1.32
- Dividend Yield
- 1.73%
- Dilution (1yr)
- +2.5%
Why Investors Own FUSB
- βHigh-growth profile β revenue up -7.4% YoY with expanding US Equity exposure.
- βHealthy economics β 70% gross margin and 12% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FIRST US BANCSHARES INC
FUSBAbout FIRST US BANCSHARES INC
First US Bancshares, Inc. functions as the holding company for First US Bank, which delivers a comprehensive suite of commercial banking products and services. Its deposit offerings encompass demand accounts, including non-interest-bearing options, interest-bearing NOW accounts, savings and money market accounts, individual retirement accounts, and various time deposit products. The company's diverse lending portfolio extends to commercial and real estate financing, personal credit, and business-focused loans and leases. This includes specialized financing for commercial construction, land acquisition, and development projects, such as residential housing, commercial and industrial properties, raw land purchases, and agricultural production. It also provides residential mortgages for individual homes and multi-family apartment complexes, alongside real estate loans for various commercial and industrial properties like office buildings, mixed-use facilities, retail centers, and other business premises. Beyond property, the bank offers general loans and equipment leases to commercial clients. Personal lending options range from secured and unsecured consumer installment loans, notably auto loans, to specific financing backed by personal assets such as furniture, all-terrain vehicles (ATVs), home appliances, recreational vehicles (RVs), boats, and cargo trailers. Further services include issuing letters of credit, providing secure safe deposit box facilities, offering remote deposit capture for businesses, and underwriting reinsurance policies for credit life, accident, and health insurance. The institution caters to a broad spectrum of clients, from small and medium-sized businesses and property managers to business executives, professionals, and individual consumers. First US Bank maintains a substantial physical presence, operating 15 full-service banking offices situated across Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock in Alabama; Knoxville and Powell in Tennessee; and Rose Hill in Virginia. Additionally, it operates loan production offices in Mobile, Alabama, and within the greater Chattanooga, Tennessee area. Established in 1952, the company was initially known as United Security Bancshares, Inc., before officially adopting the name First US Bancshares, Inc. in October 2016. Its corporate headquarters are located in Birmingham, Alabama.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
FIRST US BANCSHARES INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FUSB price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST US BANCSHARES INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.