FINWARD BANCORP
FNWDNASDAQTrading Snapshot
- Day Range
- $681.38 β $695.55
- 52-Week Range
- $30.05 β $45.90
- Volume
- $3.52B
- Avg Volume
- $2.48B
- Shares Outstanding
- 4.3M
- Next Earnings
- Nov 6, 2026
Fundamentals Snapshot
- Annual Revenue
- $141M
- Last Q Revenue
- $39M
- P/E Ratio
- 18.6
- P/S Ratio
- 1.3x
- EPS (TTM)
- $2.28
- Dividend Yield
- 1.14%
- Dilution (1yr)
- β0.3%
Why Investors Own FNWD
- βHigh-growth profile β revenue up +39.7% YoY with expanding US Equity exposure.
- βHealthy economics β 40% gross margin and 23% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FINWARD BANCORP
FNWDAbout FINWARD BANCORP
Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
FINWARD BANCORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FNWD price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FINWARD BANCORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.