FNB logo

FNB CORP

FNBNYSE
πŸ† #1155 by market capEarnings Oct 15US Equity
$17.32β–Ό $0.11 (βˆ’0.63%)
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24hβ–Ό 0.6%
7dβ–² 0.1%
14dβ–Ό 3.2%
30dβ–Ό 5.0%
ytdβ–² 1.3%
1yβ–² 7.5%
🏦Market Cap
$6.17B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.9%
Slowing
πŸ“ŠGross Margin
64.4%
High
πŸ’΅FCF Margin
23.0%
Strong
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$17.16 – $17.62
52-Week Range
$14.46 – $19.59
Volume
$3.04B
Avg Volume
$3.45B
Shares Outstanding
356.0M
Next Earnings
Oct 18, 2026

Fundamentals Snapshot

Annual Revenue
$2.69B
Last Q Revenue
$675M
P/E Ratio
10.2
P/S Ratio
2.3x
EPS (TTM)
$1.71
Dividend Yield
2.89%
Dilution (1yr)
βˆ’1.2%

Why Investors Own FNB

  • βœ“High-growth profile β€” revenue up +5.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 73% gross margin and 26% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FNB logo

FNB CORP

FNB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.7Bβ–² +4.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
62.3%β–² +5.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$669Mβ–² +20.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$376Mβ–Ό βˆ’25.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
362.0Mβ–Ό βˆ’1.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.4Bβ–² +$429M YoY
StockOtter Β· stockotter.space

About FNB CORP

F.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy2
Buy8
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

GuruFocusΒ·15h ago

F.N.B. Corporation Schedules Third Quarter 2026 Earnings Report and Conference Call

F.N.B. Corporation Schedules Third Quarter 2026 Earnings Report and Conference CallPR NewswirePITTSBURGH, Sept. 29, 2026PITTSBURGH, Sept. 29, 2026 /PRNewswire/

Zacks Investment ResearchΒ·28d ago

Can F.N.B. Corp Sustain the Momentum in Its Top-Line in 2026?

FNB's record second-quarter revenues, healthy loan growth and rising NII support its top-line momentum, backed by expansion and fee income.

Zacks Investment ResearchΒ·Aug 12

Can FNB's Family Wealth Expansion Accelerate Fee Income Growth?

F.N.B. Corp. is expanding Family Wealth services to deepen affluent client ties and potentially support recurring fee income growth.

PRNewsWireΒ·Aug 11

F.N.B. Corporation Enhances Offering for Ultra-High-Net-Worth Clients and Business Owners with Investment in Family Wealth Advisory Services

PITTSBURGH, Aug. 11, 2026 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) announced today it has further enhanced its Family Wealth offering for ultra-high-net-worth clients with an additional investment in specialized, s

PRNewsWireΒ·Jul 29

F.N.B. Corporation Declares Cash Dividend of $0.13 on Common Stock

PITTSBURGH, July 29, 2026 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) announced its Board of Directors declared a quarterly cash dividend of $0.13 per share on its common stock.

Seeking AlphaΒ·Jul 17

F.N.B. Corporation (FNB) Q2 2026 Earnings Call Transcript

F.N.B. Corporation (FNB) Q2 2026 Earnings Call Transcript