FMBH logo

FIRST MID BANCSHARES INC

FMBHNASDAQ
πŸ† #2288 by market capEarnings Oct 28US Equity
$48.74β–Ό $0.14 (βˆ’0.29%)
πŸŒ™ After hours$48.74β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 0.3%
7dβ–² 0.0%
14dβ–Ό 2.5%
30dβ–Ό 1.8%
ytdβ–² 24.8%
1yβ–² 29.6%
🏦Market Cap
$1.30B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.2%
Slowing
πŸ“ŠGross Margin
65.2%
High
πŸ’΅FCF Margin
27.1%
Strong
βš–οΈP/S Ratio
2.9x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$48.23 – $49.61
52-Week Range
$34.16 – $53.36
Volume
$4.16B
Avg Volume
$4.04B
Shares Outstanding
26.6M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$466M
Last Q Revenue
$115M
P/E Ratio
12.2
P/S Ratio
2.9x
EPS (TTM)
$3.79
Dividend Yield
2.04%
Dilution (1yr)
+0.4%

Why Investors Own FMBH

  • βœ“High-growth profile β€” revenue up +44.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 74% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FMBH logo

FIRST MID BANCSHARES INC

FMBH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$466Mβ–² +4.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
72.8%β–² +4.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$117Mβ–² +12.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$124Mβ–² +3.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
24.0Mβ–² +0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$308Mβ–² +$140M YoY
StockOtter Β· stockotter.space

About FIRST MID BANCSHARES INC

First Mid Bancshares, Inc. (FMBH) functions as a financial holding company, delivering a broad spectrum of community banking solutions to commercial, retail, and agricultural clients throughout the United States. The institution facilitates various deposit accounts, including checking, savings, money market, and certificates of deposit. Its comprehensive lending suite encompasses financing for commercial real estate, industrial operations, agricultural endeavors (including related real estate), residential properties, and consumer needs. Furthermore, it extends credit to municipalities for community development projects, such as infrastructure enhancements or equipment procurement. Beyond its core banking activities, First Mid Bancshares offers specialized wealth management services. These include estate planning, investment guidance, and farm management and brokerage services for individuals, alongside employee benefit programs for businesses. The company also provides a range of insurance products, featuring property and casualty, senior-specific plans, and group medical coverage for corporate clients, in addition to personal lines for individuals. Geographically, First Mid Bancshares maintains a substantial footprint, operating 52 banking branches across Illinois, 14 offices in Missouri, and a dedicated loan production facility in Indiana. Founded in 1865, the company is based in Mattoon, Illinois. It was previously known as First Mid-Illinois Bancshares, Inc., before rebranding to its current name in April 2019.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy7
Hold4
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·5d ago

Why First Mid Bancshares (FMBH) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Mid Bancshares (FMBH) have what it takes?

Zacks Investment ResearchΒ·20d ago

First Mid Bancshares (FMBH) Upgraded to Buy: Here's Why

First Mid Bancshares (FMBH) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment ResearchΒ·21d ago

First Mid Bancshares (FMBH) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Mid Bancshares (FMBH) have what it takes?

Defense WorldΒ·22d ago

Legal & General Group Plc Takes $722,000 Position in First Mid Bancshares, Inc. $FMBH

Legal and General Group Plc bought a new position in First Mid Bancshares, Inc. (NASDAQ: FMBH) during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission

Defense WorldΒ·28d ago

Canada Pension Plan Investment Board Takes $664,000 Position in First Mid Bancshares, Inc. $FMBH

Canada Pension Plan Investment Board acquired a new position in shares of First Mid Bancshares, Inc. (NASDAQ: FMBH) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securitie

Defense WorldΒ·Aug 31

Deutsche Bank AG Acquires New Holdings in First Mid Bancshares, Inc. $FMBH

Deutsche Bank AG bought a new position in shares of First Mid Bancshares, Inc. (NASDAQ: FMBH) during the second quarter, according to its most recent Form 13F filing with the SEC. The fund bought 24,400 shares of the ban