FDSB logo

FIFTH DISTRICT BANCORP INC

FDSBNASDAQ
🏆 #4141 by market capUS Equity
$17.41▼ $0.13 (−0.74%)
Market closed · at close
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24h▼ 0.7%
7d▼ 5.1%
14d▼ 6.0%
30d▼ 2.7%
ytd▲ 16.1%
1y▲ 25.9%
🏦Market Cap
$92M
Small Cap
📈Revenue Growth (YoY)
+37.3%
High Growth
📊Gross Margin
62.9%
High
💵FCF Margin
6.7%
Moderate
⚖️P/S Ratio
3.8x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$17.16 – $17.63
52-Week Range
$13.00 – $18.69
Volume
$1.72B
Avg Volume
$1.99B
Shares Outstanding
5.3M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$26M
Last Q Revenue
$6M
P/E Ratio
55.9
P/S Ratio
3.8x
EPS (TTM)
$0.32
Dividend Yield
0.00%
Dilution (1yr)
+0.4%

Why Investors Own FDSB

  • ✓High-growth profile — revenue up +48.2% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 31% gross margin and 7% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FDSB logo

FIFTH DISTRICT BANCORP INC

FDSB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$26M▲ +37.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
65.2%▲ +11.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$4M▼ −391.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$942K▼ −160.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
5.1M▲ +0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$5M▼ −$33M YoY
StockOtter · stockotter.space

About FIFTH DISTRICT BANCORP INC

Fifth District Savings Bank, the primary financial institution under Fifth District Bancorp, Inc., delivers a comprehensive range of banking products and services, primarily serving the New Orleans-Metairie Metropolitan Statistical Area. The institution offers a diverse suite of deposit products, including conventional checking accounts, higher-yield money market accounts, and certificates of deposit (CDs). Its lending activities encompass fixed-rate residential mortgage loans for one-to-four family homes, along with originating construction, home equity, and land loans. The bank also facilitates home equity lines of credit (HELOCs) and share loans, and selectively acquires commercial business loans. To complement its traditional offerings, the bank provides a robust array of electronic banking solutions. These include convenient mobile and online banking platforms, telephone banking services, bill payment capabilities, and secure electronic funds transfers facilitated by SmartPay. Established in 1926, Fifth District Savings Bank maintains its headquarters in New Orleans, Louisiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100

Analyst Price Target

ⓘ
Average Target
$17.82
▲ +2.4% Upside
High Target$21.34
Low Target$15.30
Based on 37 analysts

Latest News & Updates

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MarketWatch·2h ago

FIFTH DISTRICT BANCORP INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Barron’s·5h ago

Analysts lift FDSB price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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MarketWatch·1d ago

FIFTH DISTRICT BANCORP INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.