FIRST COMMONWEALTH FINL CORP
FCFNYSETrading Snapshot
- Day Range
- $803.60 β $824.94
- 52-Week Range
- $15.00 β $22.34
- Volume
- $3.73B
- Avg Volume
- $4.29B
- Shares Outstanding
- 101.7M
- Next Earnings
- Nov 27, 2026
Fundamentals Snapshot
- Annual Revenue
- $729M
- Last Q Revenue
- $67M
- P/E Ratio
- 12.8
- P/S Ratio
- 3.4x
- EPS (TTM)
- $1.65
- Dividend Yield
- 2.63%
- Dilution (1yr)
- +1.6%
Why Investors Own FCF
- βHigh-growth profile β revenue up +15.6% YoY with expanding US Equity exposure.
- βHealthy economics β 40% gross margin and 11% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FIRST COMMONWEALTH FINL CORP
FCFAbout FIRST COMMONWEALTH FINL CORP
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The companyβs consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
FIRST COMMONWEALTH FINL CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FCF price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST COMMONWEALTH FINL CORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.