FCBC logo

FIRST COMMUNITY BANKSHARES

FCBCNASDAQ
πŸ† #2547 by market capEarnings Oct 27US Equity
$73.24β–² $0.37 (+0.50%)
Simulated price
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🏦Market Cap
$892M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.4%
Slowing
πŸ“ŠGross Margin
87.0%
High
πŸ’΅FCF Margin
30.1%
Strong
βš–οΈP/S Ratio
6.4x
Fair
Otter Score
84
Good
No chart data available for FCBC.

Trading Snapshot

Day Range
$72.19 – $74.66
52-Week Range
$31.21 – $50.17
Volume
$3.97B
Avg Volume
$5.12B
Shares Outstanding
18.9M
Next Earnings
Nov 7, 2026

Fundamentals Snapshot

Annual Revenue
$185M
Last Q Revenue
$7M
P/E Ratio
14.9
P/S Ratio
6.4x
EPS (TTM)
$3.14
Dividend Yield
4.78%
Dilution (1yr)
βˆ’0.1%

Why Investors Own FCBC

  • βœ“High-growth profile β€” revenue up +40.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 54% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FCBC logo

FIRST COMMUNITY BANKSHARES

FCBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$185Mβ–² +5.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
90.3%β–² +4.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$63Mβ–Ό βˆ’3.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$60Mβ–² +9.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
18.4Mβ–Ό βˆ’0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$511Mβ–² +$431M YoY
StockOtter Β· stockotter.space

About FIRST COMMUNITY BANKSHARES

First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$72.35
β–Ό βˆ’1.2% Downside
High Target$86.15
Low Target$66.71
Based on 34 analysts

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