EZPW logo

EZCORP INC-CL A

EZPWNASDAQ
πŸ† #2072 by market capEarnings Nov 11 Β· PostUS Equity
$30.16β–Ό $0.65 (βˆ’2.17%)
πŸŒ™ After hours$30.10β–Ό 0.20%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 2.2%
7dβ–Ό 1.7%
14dβ–Ό 0.8%
30dβ–Ό 8.6%
ytdβ–² 55.2%
1yβ–² 57.3%
🏦Market Cap
$1.77B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+9.7%
Slowing
πŸ“ŠGross Margin
58.0%
Healthy
πŸ’΅FCF Margin
8.9%
Moderate
βš–οΈP/S Ratio
1.1x
Cheap
Otter Score
60
Fair

Trading Snapshot

Day Range
$29.70 – $30.37
52-Week Range
$16.50 – $37.13
Volume
$2.80B
Avg Volume
$2.32B
Shares Outstanding
58.6M
Next Earnings
Dec 2, 2026

Fundamentals Snapshot

Annual Revenue
$1.27B
Last Q Revenue
$419M
P/E Ratio
11.9
P/S Ratio
1.1x
EPS (TTM)
$2.57
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.1%

Why Investors Own EZPW

  • βœ“High-growth profile β€” revenue up +3.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 56% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

EZPW logo

EZCORP INC-CL A

EZPW
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3Bβ–² +9.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
58.5%β–Ό βˆ’0.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$149Mβ–² +32.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$110Mβ–² +41.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
83.3Mβ–Ό βˆ’0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$300Mβ–² +$94M YoY
StockOtter Β· stockotter.space

About EZCORP INC-CL A

EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy3
Buy7
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Seeking AlphaΒ·12h ago

Ezcorp's Strong Growth Metrics, Short-Term Loans, And Collateral-Backed Lending Excel In Elevated Inflation Environment

EZCORP is rated Buy, with a DCF-derived target price of $35.43, 13.7% above its current $31.16. Strong pawn loan and PSC growth, robust acquisitions, and organic expansion drive double-digit revenue, EBITDA, and EPS CAGR

Defense WorldΒ·10d ago

Squarepoint Ops LLC Sells 17,503 Shares of EZCORP, Inc. $EZPW

Squarepoint Ops LLC trimmed its position in EZCORP, Inc. (NASDAQ: EZPW) by 41.8% during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm owned 24,394

Defense WorldΒ·12d ago

Tidal Investments LLC Increases Stake in EZCORP, Inc. $EZPW

Tidal Investments LLC boosted its stake in EZCORP, Inc. (NASDAQ: EZPW) by 43.8% in the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm owned 59,035 s

Defense WorldΒ·19d ago

Financial Comparison: EZCORP (NASDAQ:EZPW) & Katapult (NASDAQ:KPLT)

Katapult (NASDAQ: KPLT - Get Free Report) and EZCORP (NASDAQ: EZPW - Get Free Report) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their pr

Zacks Investment ResearchΒ·25d ago

Why Is Ezcorp (EZPW) Up 14.1% Since Last Earnings Report?

Ezcorp (EZPW) reported earnings 30 days ago. What's next for the stock?

GuruFocusΒ·Aug 26

EZCORP Inc (EZPW) Shares Fall 3.8% -- GF Value Says Still Overvalued

On August 26, 2026, EZCORP Inc (EZPW) shares fell 3.8%, settling at $33.90. This decline comes after a strong performance over the past year, where the stock ha