ESNT logo

ESSENT GROUP LTD

ESNTNYSE
🏆 #1220 by market capUS Equity
$895.54▼ $37.97 (−4.24%)
Simulated price
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24h▼ 4.2%
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🏦Market Cap
$5.70B
Small Cap
📈Revenue Growth (YoY)
+4.3%
Slowing
📊Gross Margin
—
💵FCF Margin
62.4%
Strong
⚖️P/S Ratio
4.3x
Fair
Otter Score
84
Good
No chart data available for ESNT.

Trading Snapshot

Day Range
$882.87 – $903.69
52-Week Range
$55.34 – $70.37
Volume
$3.13B
Avg Volume
$2.68B
Shares Outstanding
92.2M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$1.26B
Last Q Revenue
$363M
P/E Ratio
8.4
P/S Ratio
4.3x
EPS (TTM)
$7.16
Dividend Yield
2.16%
Dilution (1yr)
−8.9%

Why Investors Own ESNT

  • ✓High-growth profile — revenue up +25.3% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 45% gross margin and 28% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ESNT logo

ESSENT GROUP LTD

ESNT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3B▼ −0.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
88.2%▼ −5.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$822M▼ −3.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$849M▼ −0.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
96.7M▼ −8.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$372M▼ −$10M YoY
StockOtter · stockotter.space

About ESSENT GROUP LTD

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Good
84/100

Analyst Price Target

ⓘ
Average Target
$1,142.79
▲ +27.6% Upside
High Target$1,283.17
Low Target$871.81
Based on 34 analysts

Latest News & Updates

🚀
Reuters·2h ago

ESSENT GROUP LTD tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Barron’s·5h ago

Analysts lift ESNT price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Barron’s·1d ago

ESSENT GROUP LTD announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.