EAGLE FINANCIAL SERVICES INC
EFSINASDAQTrading Snapshot
- Day Range
- $846.66 – $866.86
- 52-Week Range
- $31.44 – $48.17
- Volume
- $3.82B
- Avg Volume
- $4.11B
- Shares Outstanding
- 3.5M
- Next Earnings
- Nov 7, 2026
Fundamentals Snapshot
- Annual Revenue
- $105M
- Last Q Revenue
- $33M
- P/E Ratio
- 16.2
- P/S Ratio
- 1.6x
- EPS (TTM)
- $4.32
- Dividend Yield
- 1.71%
- Dilution (1yr)
- +51.1%
Why Investors Own EFSI
- ✓High-growth profile — revenue up +30.9% YoY with expanding US Equity exposure.
- ✓Healthy economics — 77% gross margin and 23% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
EAGLE FINANCIAL SERVICES INC
EFSI
StockOtter · stockotter.spaceAbout EAGLE FINANCIAL SERVICES INC
Eagle Financial Services, Inc. functions as the parent company for Bank of Clarke County, delivering a comprehensive array of retail and commercial banking solutions across the Shenandoah Valley and Northern Virginia regions. Their core offerings include various deposit accounts, such as checking, NOW, money market, and standard savings accounts, alongside both demand and time deposits. The institution maintains a diverse loan portfolio, encompassing financing for single-to-four-family residential properties, commercial real estate ventures, construction and land development projects, and commercial and industrial enterprises. Additionally, they provide a range of consumer lending options, both secured and unsecured, including personal installment loans, lines of credit, auto loans, and credit card services. Beyond traditional banking, Eagle Financial Services offers personal and retirement planning assistance. Their investment services are extensive, featuring tax-deferred annuities, IRAs and rollovers, mutual funds, retirement and college savings plans, various insurance products (life, long-term care), fixed-income investments, brokerage CDs, and both full-service and discount brokerage options. They also facilitate non-deposit investment products and provide title insurance. To ensure convenient access, the company supports ATM and debit card services, alongside modern telephone, internet, and mobile banking platforms. For commercial clients, specialized services like ACH origination and remote deposit capture are available. The company's physical presence includes twelve full-service branches, two loan production offices, a dedicated wealth management office, and a drive-through only facility. Complementing these are 13 ATM locations, strategically placed throughout the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Established in 1881, Eagle Financial Services, Inc. is headquartered in Berryville, Virginia.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
EAGLE FINANCIAL SERVICES INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift EFSI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
EAGLE FINANCIAL SERVICES INC announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.