ENTERPRISE FINANCIAL SERVICE
EFSCNASDAQTrading Snapshot
- Day Range
- $737.65 β $747.18
- 52-Week Range
- $51.18 β $68.73
- Volume
- $2.33B
- Avg Volume
- $2.32B
- Shares Outstanding
- 36.3M
- Next Earnings
- Dec 7, 2026
Fundamentals Snapshot
- Annual Revenue
- $912M
- Last Q Revenue
- $243M
- P/E Ratio
- 11.6
- P/S Ratio
- 2.3x
- EPS (TTM)
- $5.13
- Dividend Yield
- 2.34%
- Dilution (1yr)
- β0.4%
Why Investors Own EFSC
- βHigh-growth profile β revenue up +32.9% YoY with expanding US Equity exposure.
- βHealthy economics β 54% gross margin and 21% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
ENTERPRISE FINANCIAL SERVICE
EFSCAbout ENTERPRISE FINANCIAL SERVICE
Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
ENTERPRISE FINANCIAL SERVICE tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift EFSC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
ENTERPRISE FINANCIAL SERVICE announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.