Ellington Credit Company
EARNNASDAQEarnings Nov 17 · PostUS Equity
$4.26▲ $0.05 (+1.07%)
After hours · at closeTrack EARN
Get earnings, price moves & breaking news on Telegram
24h▲ 1.1%
7d▲ 0.0%
14d▲ 2.2%
30d▼ 4.1%
ytd▼ 19.1%
1y▼ 24.6%
🏦Market Cap
$248B
Large Cap
📈Revenue Growth (YoY)
+29.7%
High Growth
📊Gross Margin
73.3%
High
💵FCF Margin
17.6%
Healthy
⚖️P/S Ratio
15.8x
Expensive
Otter Score
64
Fair
Trading Snapshot
- Day Range
- $4.24 – $4.29
- 52-Week Range
- $168.03 – $320.37
- Volume
- $2.98B
- Avg Volume
- $2.05B
- Shares Outstanding
- 58.25B
- Next Earnings
- Nov 26, 2026
Fundamentals Snapshot
- Annual Revenue
- $43M
- Last Q Revenue
- $12M
- P/E Ratio
- 41.9
- P/S Ratio
- 15.8x
- EPS (TTM)
- $6.40
- Dividend Yield
- 1.16%
- Dilution (1yr)
- +30.7%
Why Investors Own EARN
- ✓High-growth profile — revenue up +29.7% YoY with expanding US Equity exposure.
- ✓Healthy economics — 73% gross margin and 18% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Ellington Credit Company
EARNFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$43M▼ −16.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
85.4%▲ +172.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
−$8M▼ −219.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$9M▼ −190.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
37.6M▲ +30.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$155M▲ +$376M YoY
StockOtter · stockotter.spaceAbout Ellington Credit Company
A company profile for Ellington Credit Company isn’t available yet — check back soon.
🦦
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
64/100
Analyst Ratings
ⓘConsensus
Buy
10 analysts
Strong Buy2
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Sep 2026
Latest News & Updates
🚀
MarketWatch·2h ago
Ellington Credit Company tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
🛰️
Bloomberg·5h ago
Analysts lift EARN price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
🌌
MarketWatch·1d ago
Ellington Credit Company announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.