DGICB logo

DONEGAL GROUP INC-B

DGICBNASDAQ
πŸ† #2962 by market capEarnings Oct 22US Equity
$17.04β–² $1.65 (+9.69%)
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24hβ–² 9.7%
7dβ–Ό 10.9%
14dβ–Ό 18.3%
30dβ–Ό 18.3%
ytdβ–² 2.9%
1yβ–² 18.1%
🏦Market Cap
$553M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.2%
Declining
πŸ“ŠGross Margin
27.1%
Moderate
πŸ’΅FCF Margin
6.1%
Moderate
βš–οΈP/S Ratio
0.7x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$16.79 – $17.21
52-Week Range
$14.87 – $29.99
Volume
$2.61B
Avg Volume
$3.46B
Shares Outstanding
32.5M
Next Earnings
Nov 19, 2026

Fundamentals Snapshot

Annual Revenue
$978M
Last Q Revenue
$241M
P/E Ratio
9.2
P/S Ratio
0.7x
EPS (TTM)
$2.26
Dividend Yield
4.15%
Dilution (1yr)
βˆ’4.0%

Why Investors Own DGICB

  • βœ“High-growth profile β€” revenue up -8.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 62% gross margin and 20% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

DGICB logo

DONEGAL GROUP INC-B

DGICB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$978Mβ–Ό βˆ’1.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
26.7%β–² +17.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$98Mβ–² +56.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$70Mβ–² +4.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
31.8Mβ–Ό βˆ’4.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$8Mβ–Ό βˆ’$26M YoY
StockOtter Β· stockotter.space

About DONEGAL GROUP INC-B

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy5
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

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