CONSUMER PORTFOLIO SERVICES
CPSSNASDAQTrading Snapshot
- Day Range
- $482.89 – $492.58
- 52-Week Range
- $7.30 – $10.49
- Volume
- $2.71B
- Avg Volume
- $3.41B
- Shares Outstanding
- 21.7M
- Next Earnings
- Dec 7, 2026
Fundamentals Snapshot
- Annual Revenue
- $428M
- Last Q Revenue
- $121M
- P/E Ratio
- 9.3
- P/S Ratio
- 0.4x
- EPS (TTM)
- $0.91
- Dividend Yield
- —
- Dilution (1yr)
- −2.1%
Why Investors Own CPSS
- ✓High-growth profile — revenue up +37.2% YoY with expanding US Equity exposure.
- ✓Healthy economics — 33% gross margin and 6% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
CONSUMER PORTFOLIO SERVICES
CPSS
StockOtter · stockotter.spaceAbout CONSUMER PORTFOLIO SERVICES
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
CONSUMER PORTFOLIO SERVICES tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift CPSS price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
CONSUMER PORTFOLIO SERVICES announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.