CENTRAL PACIFIC FINANCIAL CO
CPFNYSETrading Snapshot
- Day Range
- $967.84 β $991.17
- 52-Week Range
- $27.38 β $40.99
- Volume
- $2.53B
- Avg Volume
- $2.03B
- Shares Outstanding
- 26.1M
- Next Earnings
- Nov 6, 2026
Fundamentals Snapshot
- Annual Revenue
- $362M
- Last Q Revenue
- $42M
- P/E Ratio
- 11.6
- P/S Ratio
- 3.0x
- EPS (TTM)
- $3.19
- Dividend Yield
- 3.19%
- Dilution (1yr)
- β1.4%
Why Investors Own CPF
- βHigh-growth profile β revenue up +32.9% YoY with expanding US Equity exposure.
- βHealthy economics β 44% gross margin and 24% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
CENTRAL PACIFIC FINANCIAL CO
CPFAbout CENTRAL PACIFIC FINANCIAL CO
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
CENTRAL PACIFIC FINANCIAL CO tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift CPF price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
CENTRAL PACIFIC FINANCIAL CO announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.