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COMMUNITY BANCORP INC/VT

CMTVNASDAQ
πŸ† #3611 by market capUS Equity
$678.68β–² $11.20 (+1.65%)
Simulated price
πŸ””
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24hβ–² 1.6%
7dβ–² 1616.4%
14dβ–² 1546.9%
30dβ–² 1596.3%
ytdβ€”
1yβ€”
🏦Market Cap
$231M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+28.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
19.7%
Healthy
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
56
Weak

Trading Snapshot

Day Range
$670.67 – $688.02
52-Week Range
$22.40 – $43.76
Volume
$2.87B
Avg Volume
$2.99B
Shares Outstanding
5.6M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$69M
Last Q Revenue
$16M
P/E Ratio
12.6
P/S Ratio
2.3x
EPS (TTM)
$3.30
Dividend Yield
1.77%
Dilution (1yr)
βˆ’0.2%

Why Investors Own CMTV

  • βœ“High-growth profile β€” revenue up -5.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 65% gross margin and 29% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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COMMUNITY BANCORP INC/VT

CMTV
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$69Mβ–² +15.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
68.9%β–² +7.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$20Mβ–² +34.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$15Mβ–² +1.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
5.6Mβ–Ό βˆ’0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$79Mβ–² +$46M YoY
StockOtter Β· stockotter.space

About COMMUNITY BANCORP INC/VT

Community Bancorp serves as the parent entity for Community National Bank, offering a broad spectrum of retail banking solutions. These services cater to the financial requirements of individual consumers, businesses, non-profit organizations, and local government bodies. For personal banking, the institution provides checking and savings accounts, convenient ATM and debit/credit card access, night deposit boxes, and contemporary online, mobile, and telephone banking platforms. Business clients benefit from diverse credit facilities, such as financing for commercial real estate, equipment, inventory, and accounts receivable, in addition to letters of credit. Their business offerings also include various checking and deposit accounts, sophisticated cash management services, repurchase agreements, ACH and wire transfer capabilities, and remote deposit capture. The bank specializes in commercial real estate lending, extending credit to commercial developers and investors, residential builders, and community development entities. This encompasses funding for land acquisition, construction ventures, development of residential or commercial properties for investment, real estate-secured financing for existing businesses, and support for emerging startups and small enterprises. Residential customers can secure both fixed and adjustable-rate mortgages, as well as home equity loans. Furthermore, the company provides retail credit for personal expenses, automobiles, and recreational vehicles. For state and local governments, educational institutions, charities, membership organizations, and other non-profit associations, Community Bancorp delivers customized municipal and institutional banking products, including deposit accounts, tax-exempt loans, lines of credit, term loans, and collateralized secured deposit services. The company's operations are centered around its main office in Derby, Vermont, supported by eleven additional branch locations strategically situated across northeastern and central Vermont. Established in 1851, Community Bancorp's corporate headquarters are located in Derby, Vermont.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Price Target

β“˜
Average Target
$815.61
β–² +20.2% Upside
High Target$926.71
Low Target$766.00
Based on 28 analysts

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