CFFN logo

CAPITOL FEDERAL FINANCIAL IN

CFFNNASDAQ
πŸ† #2425 by market capUS Equity
$467.83β–² $11.84 (+2.53%)
Simulated price
πŸ””
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24hβ–² 2.5%
7dβ–² 5204.2%
14dβ–² 5168.4%
30dβ–² 5308.4%
ytdβ–² 6774.8%
1yβ–² 7267.4%
🏦Market Cap
$1.07B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+10.0%
Healthy
πŸ“ŠGross Margin
49.9%
Healthy
πŸ’΅FCF Margin
16.4%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$465.80 – $477.13
52-Week Range
$5.97 – $9.26
Volume
$4.24B
Avg Volume
$3.81B
Shares Outstanding
123.4M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$417M
Last Q Revenue
$105M
P/E Ratio
13.4
P/S Ratio
2.5x
EPS (TTM)
$0.67
Dividend Yield
4.38%
Dilution (1yr)
βˆ’0.8%

Why Investors Own CFFN

  • βœ“High-growth profile β€” revenue up +59.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 56% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CFFN logo

CAPITOL FEDERAL FINANCIAL IN

CFFN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$417Mβ–² +10.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
47.3%β–² +9.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$83Mβ–² +53.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$50Mβ–² +107.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
129.0Mβ–Ό βˆ’0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.6Bβ–² +$396M YoY
StockOtter Β· stockotter.space

About CAPITOL FEDERAL FINANCIAL IN

Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branchesβ€”45 traditional and 9 in-store locationsβ€”spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$476.91
β–² +1.9% Upside
High Target$530.43
Low Target$411.33
Based on 19 analysts

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