CBNK logo

CAPITAL BANCORP INC/MD

CBNKNASDAQ
🏆 #2872 by market capUS Equity
$502.66▲ $10.10 (+2.01%)
Simulated price
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24h▲ 2.0%
7d▲ 1296.3%
14d▲ 1273.4%
30d▲ 1272.3%
ytd▲ 1686.0%
1y▲ 1505.4%
🏦Market Cap
$587M
Small Cap
📈Revenue Growth (YoY)
+25.3%
High Growth
📊Gross Margin
73.5%
High
💵FCF Margin
22.3%
Strong
⚖️P/S Ratio
2.0x
Cheap
Otter Score
92
Very Good

Trading Snapshot

Day Range
$497.57 – $512.47
52-Week Range
$26.40 – $38.83
Volume
$2.81B
Avg Volume
$1.91B
Shares Outstanding
16.3M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$304M
Last Q Revenue
$70M
P/E Ratio
10.5
P/S Ratio
2.0x
EPS (TTM)
$3.46
Dividend Yield
1.39%
Dilution (1yr)
−1.4%

Why Investors Own CBNK

  • ✓High-growth profile — revenue up +34.0% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 74% gross margin and 14% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CBNK logo

CAPITAL BANCORP INC/MD

CBNK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$304M▲ +25.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.6%▲ +7.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$71M▲ +68.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$67M▲ +105.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
16.5M▼ −1.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$21M▼ −$192M YoY
StockOtter · stockotter.space

About CAPITAL BANCORP INC/MD

As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Very Good
92/100

Analyst Price Target

ⓘ
Average Target
$499.93
▼ −0.5% Downside
High Target$610.30
Low Target$396.58
Based on 19 analysts

Latest News & Updates

🚀
Barron’s·2h ago

CAPITAL BANCORP INC/MD tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Barron’s·5h ago

Analysts lift CBNK price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Bloomberg·1d ago

CAPITAL BANCORP INC/MD announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.