CBK logo

COMMERCIAL BANCGROUP INC

CBKNASDAQ
🏆 #3075 by market capUS Equity
$208.01▲ $9.98 (+4.80%)
Simulated price
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24h▲ 4.8%
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🏦Market Cap
$441M
Small Cap
📈Revenue Growth (YoY)
-1.4%
Declining
📊Gross Margin
71.1%
High
💵FCF Margin
29.9%
Strong
⚖️P/S Ratio
3.4x
Fair
Otter Score
68
Fair
No chart data available for CBK.

Trading Snapshot

Day Range
$205.10 – $210.27
52-Week Range
$23.24 – $35.78
Volume
$3.63B
Avg Volume
$4.54B
Shares Outstanding
13.7M
Next Earnings
Nov 10, 2026

Fundamentals Snapshot

Annual Revenue
$132M
Last Q Revenue
$33M
P/E Ratio
11.0
P/S Ratio
3.4x
EPS (TTM)
$2.86
Dividend Yield
0.99%
Dilution (1yr)
+8.3%

Why Investors Own CBK

  • ✓High-growth profile — revenue up +40.7% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 71% gross margin and 16% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CBK logo

COMMERCIAL BANCGROUP INC

CBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$132M▼ −1.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
68.6%▲ +6.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$47M▲ +16.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$35M▼ −1.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
13.8M▲ +8.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$167M▼ −$198M YoY
StockOtter · stockotter.space

About COMMERCIAL BANCGROUP INC

Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
68/100

Analyst Price Target

ⓘ
Average Target
$215.27
▲ +3.5% Upside
High Target$254.60
Low Target$180.64
Based on 23 analysts

Latest News & Updates

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Reuters·2h ago

COMMERCIAL BANCGROUP INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Bloomberg·5h ago

Analysts lift CBK price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Bloomberg·1d ago

COMMERCIAL BANCGROUP INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.