CBFV logo

CB FINANCIAL SERVICES INC

CBFVNASDAQ
πŸ† #3770 by market capEarnings Oct 22US Equity
$647.19β–² $28.02 (+4.33%)
Simulated price
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🏦Market Cap
$187M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-13.3%
Declining
πŸ“ŠGross Margin
65.1%
High
πŸ’΅FCF Margin
26.6%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
96
Very Good
No chart data available for CBFV.

Trading Snapshot

Day Range
$638.97 – $655.19
52-Week Range
$30.97 – $38.86
Volume
$2.72B
Avg Volume
$2.63B
Shares Outstanding
5.1M
Next Earnings
Nov 28, 2026

Fundamentals Snapshot

Annual Revenue
$69M
Last Q Revenue
$22M
P/E Ratio
25.7
P/S Ratio
2.6x
EPS (TTM)
$1.42
Dividend Yield
2.99%
Dilution (1yr)
βˆ’4.3%

Why Investors Own CBFV

  • βœ“High-growth profile β€” revenue up +28.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 70% gross margin and 30% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CBFV logo

CB FINANCIAL SERVICES INC

CBFV
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$69Mβ–Ό βˆ’13.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
62.5%β–² +1.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$5Mβ–Ό βˆ’65.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$17Mβ–² +399.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
5.3Mβ–Ό βˆ’4.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$3Mβ–Ό βˆ’$18M YoY
StockOtter Β· stockotter.space

About CB FINANCIAL SERVICES INC

CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
96/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

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