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CHUBB LTD

CBNYSE
πŸ† #117 by market capUS Equity
$329.06β–Ό $2.17 (βˆ’0.66%)
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24hβ–Ό 0.7%
7dβ–Ό 2.0%
14dβ–Ό 3.7%
30dβ–Ό 3.2%
ytdβ–² 5.4%
1yβ–² 17.7%
🏦Market Cap
$126.95B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+6.5%
Slowing
πŸ“ŠGross Margin
39.6%
Healthy
πŸ’΅FCF Margin
25.9%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$327.50 – $334.46
52-Week Range
$265.30 – $365.91
Volume
$6.92B
Avg Volume
$8.07B
Shares Outstanding
385.8M
Next Earnings
Oct 26, 2026

Fundamentals Snapshot

Annual Revenue
$59.78B
Last Q Revenue
$15.82B
P/E Ratio
11.7
P/S Ratio
2.1x
EPS (TTM)
$28.53
Dividend Yield
1.19%
Dilution (1yr)
βˆ’7.3%

Why Investors Own CB

  • βœ“High-growth profile β€” revenue up -8.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 35% gross margin and 20% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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CHUBB LTD

CB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$59.8Bβ–² +6.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
29.4%β–² +2.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$13.0Bβ–² +13.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$14.5Bβ–Ό βˆ’10.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
396.5Mβ–Ό βˆ’7.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$15.4Bβ–Ό βˆ’$2.1B YoY
StockOtter Β· stockotter.space

About CHUBB LTD

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$383.80
β–² +16.6% Upside
High Target$421.15
Low Target$354.93
Based on 26 analysts

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