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CITIGROUP INC

CNYSE
πŸ† #63 by market capEarnings Oct 13🏦Banking
$130.40β–Ό $0.94 (βˆ’0.72%)
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24hβ–Ό 0.7%
7dβ–Ό 1.6%
14dβ–Ό 4.2%
30dβ–Ό 1.9%
ytdβ–² 11.8%
1yβ–² 26.4%
🏦Market Cap
$223.62B
Large Cap
πŸ“ˆRevenue Growth (YoY)
-1.4%
Declining
πŸ“ŠGross Margin
46.6%
Healthy
πŸ’΅FCF Margin
-14.1%
Thin
βš–οΈP/S Ratio
1.3x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$128.75 – $131.54
52-Week Range
$93.66 – $147.96
Volume
$5.38B
Avg Volume
$4.28B
Shares Outstanding
1.71B
Next Earnings
Nov 27, 2026

Fundamentals Snapshot

Annual Revenue
$168.28B
Last Q Revenue
$45.30B
P/E Ratio
14.2
P/S Ratio
1.3x
EPS (TTM)
$10.49
Dividend Yield
1.84%
Dilution (1yr)
βˆ’3.5%

Why Investors Own C

  • βœ“High-growth profile β€” revenue up +34.3% YoY with expanding Banking exposure.
  • βœ“Healthy economics β€” 25% gross margin and 16% free-cash-flow margin.
  • βœ“Scale, deposit franchise, and rate environment support steady returns.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

C logo

CITIGROUP INC

C
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$168.3Bβ–Ό βˆ’1.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
44.6%β–² +7.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$19.8Bβ–² +16.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$74.2Bβ–² +183.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
1.86Bβ–Ό βˆ’3.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$366.2Bβ–Ό βˆ’$52.2B YoY
StockOtter Β· stockotter.space

About CITIGROUP INC

Money-center bank.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$150.38
β–² +15.3% Upside
High Target$180.52
Low Target$115.27
Based on 30 analysts

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