BY logo

BYLINE BANCORP INC

BYNYSE
πŸ† #2128 by market capEarnings Oct 22US Equity
$36.90β–Ό $0.28 (βˆ’0.75%)
πŸŒ™ After hours$36.90β–² 0.00%Regular close Β· extended-hours price shown
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🏦Market Cap
$1.68B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+1.3%
Slowing
πŸ“ŠGross Margin
69.3%
High
πŸ’΅FCF Margin
25.7%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
84
Good
No chart data available for BY.

Trading Snapshot

Day Range
$36.43 – $37.13
52-Week Range
$25.57 – $40.03
Volume
$1.92B
Avg Volume
$1.84B
Shares Outstanding
45.4M
Next Earnings
Nov 4, 2026

Fundamentals Snapshot

Annual Revenue
$629M
Last Q Revenue
$160M
P/E Ratio
11.1
P/S Ratio
2.6x
EPS (TTM)
$3.33
Dividend Yield
1.30%
Dilution (1yr)
+2.8%

Why Investors Own BY

  • βœ“High-growth profile β€” revenue up +50.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 75% gross margin and 8% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BY logo

BYLINE BANCORP INC

BY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$629Mβ–² +1.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
66.1%β–² +9.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$183Mβ–² +13.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$136Mβ–Ό βˆ’20.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
45.4Mβ–² +2.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$505Mβ–Ό βˆ’$293M YoY
StockOtter Β· stockotter.space

About BYLINE BANCORP INC

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$44.52
β–² +20.7% Upside
High Target$48.55
Low Target$33.90
Based on 21 analysts

Latest News & Updates

Defense WorldΒ·1d ago

Bank of America Corp DE Buys New Position in Byline Bancorp, Inc. $BY

Bank of America Corp DE purchased a new position in shares of Byline Bancorp, Inc. (NYSE: BY) in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (

Defense WorldΒ·21d ago

Legal & General Group Plc Makes New $933,000 Investment in Byline Bancorp, Inc. $BY

Legal and General Group Plc bought a new position in Byline Bancorp, Inc. (NYSE: BY) in the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm boug

Defense WorldΒ·Aug 29

3,510,896 Shares in Byline Bancorp, Inc. $BY Bought by BlackRock Inc.

BlackRock Inc. bought a new stake in shares of Byline Bancorp, Inc. (NYSE: BY) in the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 3,510,896 shares

GlobeNewsWireΒ·Jul 27

Byline Bank and Lithic Partner to Expand Fintech Banking Capabilities

CHICAGO, July 27, 2026 (GLOBE NEWSWIRE) -- Byline Bank today announced it has been selected as a Sponsor Bank partner by Lithic, a leading financial technology company that helps companies launch and scale payment card,

Seeking AlphaΒ·Jul 24

Byline Bancorp, Inc. (BY) Q2 2026 Earnings Call Transcript

Byline Bancorp, Inc. (BY) Q2 2026 Earnings Call Transcript

MarketBeatΒ·Jul 24

Byline Bancorp Q2 Earnings Call Highlights

Byline Bancorp NYSE: BY reported record second-quarter net income of $40.2 million, or $0.90 per diluted share, as revenue increased and expenses declined from the prior quarter. Adjusted earnings per share were $0.91, u