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BLUE RIDGE BANKSHARES INC

BRBSNYSE AMERICAN
πŸ† #3275 by market capEarnings Oct 28US Equity
$3.86β–² $0.03 (+0.78%)
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24hβ–² 0.8%
7dβ–Ό 0.5%
14dβ–Ό 4.2%
30dβ–Ό 2.0%
ytdβ–Ό 9.8%
1yβ–Ό 9.2%
🏦Market Cap
$347M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-13.4%
Declining
πŸ“ŠGross Margin
62.5%
High
πŸ’΅FCF Margin
16.0%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$3.80 – $3.89
52-Week Range
$3.23 – $4.79
Volume
$2.64B
Avg Volume
$3.10B
Shares Outstanding
89.9M
Next Earnings
Oct 22, 2026

Fundamentals Snapshot

Annual Revenue
$151M
Last Q Revenue
$31M
P/E Ratio
35.6
P/S Ratio
2.5x
EPS (TTM)
$0.12
Dividend Yield
22.25%
Dilution (1yr)
+34.5%

Why Investors Own BRBS

  • βœ“High-growth profile β€” revenue up +22.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 80% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BRBS logo

BLUE RIDGE BANKSHARES INC

BRBS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$151Mβ–Ό βˆ’13.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
63.5%β–² +13.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$14Mβ–Ό βˆ’183.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$12Mβ–Ό βˆ’273.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
106.1Mβ–² +34.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$63Mβ–Ό βˆ’$38M YoY
StockOtter Β· stockotter.space

About BLUE RIDGE BANKSHARES INC

Blue Ridge Bankshares, Inc. serves as the holding company for Blue Ridge Bank, National Association, offering a wide array of commercial, consumer, and financial services. Its business operations are structured into distinct Commercial Banking and Mortgage Banking segments. The institution provides various deposit accounts, including checking, savings, money market, cash management, individual retirement accounts (IRAs), and certificates of deposit (CDs). Lending services encompass commercial and industrial loans, residential and commercial mortgages, home equity lines, consumer installment loans, and government-guaranteed financing. Beyond traditional banking, the company furnishes essential services such as wire transfers, direct deposit payroll, remote deposit, payroll processing, and electronic statements, all accessible via online, mobile, and telephone banking platforms. It also offers property and casualty insurance for both individuals and businesses. Furthermore, Blue Ridge Bankshares delivers employee benefit plan administration, manages personal and corporate trustsβ€”including estate planning, settlement, and administrationβ€”and provides investment, wealth management, and additional insurance products. The company also supports other financial institutions and credit unions with wholesale and third-party residential mortgage origination. Blue Ridge Bankshares operates branches throughout numerous cities in Virginia, including Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone. It also maintains a presence in Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Charlottesville, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$3.94
β–² +2.0% Upside
High Target$4.65
Low Target$2.92
Based on 37 analysts

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