BPOP logo

POPULAR INC

BPOPNASDAQ
πŸ† #875 by market capEarnings Oct 28US Equity
$677.66β–² $19.99 (+2.95%)
Simulated price
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24hβ–² 3.0%
7dβ–² 322.6%
14dβ–² 311.3%
30dβ–² 299.2%
ytdβ–² 443.9%
1yβ–² 432.9%
🏦Market Cap
$10.15B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+5.7%
Slowing
πŸ“ŠGross Margin
69.0%
High
πŸ’΅FCF Margin
17.9%
Healthy
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
92
Very Good

Trading Snapshot

Day Range
$674.03 – $686.67
52-Week Range
$108.74 – $179.24
Volume
$2.12B
Avg Volume
$2.40B
Shares Outstanding
63.9M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$4.43B
Last Q Revenue
$1.17B
P/E Ratio
10.7
P/S Ratio
2.3x
EPS (TTM)
$15.17
Dividend Yield
1.98%
Dilution (1yr)
βˆ’6.7%

Why Investors Own BPOP

  • βœ“High-growth profile β€” revenue up +41.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 46% gross margin and 30% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BPOP logo

POPULAR INC

BPOP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.4Bβ–² +5.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
66.1%β–² +8.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.0Bβ–² +26.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$681Mβ–² +47.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
66.0Mβ–Ό βˆ’6.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$3.4Bβ–Ό βˆ’$2.0B YoY
StockOtter Β· stockotter.space

About POPULAR INC

Popular, Inc., along with its subsidiaries, offers a broad spectrum of financial products and services encompassing retail, mortgage, and commercial banking. These operations extend across Puerto Rico, the United States, and the British Virgin Islands. The company provides various deposit options, including interest-bearing accounts such as savings, NOW, and money market accounts, alongside non-interest-bearing demand deposits and certificates of deposit. Its diverse lending activities include commercial and industrial financing, loans for multi-family and commercial real estate, and residential mortgage products. For individual consumers, Popular provides personal loans, credit cards, automobile financing, and home equity lines of credit. Construction project funding and lease financing, especially for vehicles, are also part of its offerings. Further expanding its services, Popular, Inc. engages in investment banking, equipment and auto leasing and financing, broker-dealer operations, and insurance. It also supports convenient banking through debit cards and online platforms. Established in 1893 and headquartered in Hato Rey, Puerto Rico, Popular, Inc. maintained a significant operational footprint as of December 31, 2021. This included 169 branches and 616 ATMs throughout Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs situated in the continental United States.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
92/100

Analyst Price Target

β“˜
Average Target
$862.95
β–² +27.3% Upside
High Target$1,068.09
Low Target$766.62
Based on 40 analysts

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