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CREDICORP LTD

BAPNYSE
πŸ† #427 by market capEarnings Nov 9US Equity
$385.73β–Ό $0.23 (βˆ’0.06%)
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24hβ–Ό 0.1%
7dβ–Ό 2.1%
14dβ–² 3.6%
30dβ–² 4.8%
ytdβ–² 34.7%
1yβ–² 44.3%
🏦Market Cap
$30.65B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+7.1%
Slowing
πŸ“ŠGross Margin
76.7%
High
πŸ’΅FCF Margin
17.6%
Healthy
βš–οΈP/S Ratio
3.5x
Fair
Otter Score
72
Fair

Trading Snapshot

Day Range
$380.84 – $390.90
52-Week Range
$230.45 – $413.25
Volume
$3.92B
Avg Volume
$3.94B
Shares Outstanding
79.4M
Next Earnings
Nov 10, 2026

Fundamentals Snapshot

Annual Revenue
$28.92B
Last Q Revenue
$8.11B
P/E Ratio
14.2
P/S Ratio
3.5x
EPS (TTM)
$92.44
Dividend Yield
3.79%
Dilution (1yr)
+0.1%

Why Investors Own BAP

  • βœ“High-growth profile β€” revenue up +46.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 58% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BAP logo

CREDICORP LTD

BAP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$28.9Bβ–² +7.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.7%β–² +14.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$9.9Bβ–² +27.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$7.7Bβ–Ό βˆ’42.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
79.7Mβ–² +0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$8.8Bβ–Ό βˆ’$1.3B YoY
StockOtter Β· stockotter.space

About CREDICORP LTD

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$491.46
β–² +27.4% Upside
High Target$568.64
Low Target$407.07
Based on 34 analysts

Latest News & Updates

Defense WorldΒ·1d ago

Credicorp Ltd. (NYSE:BAP) Stock Has Average Price Target of $431.80 According to Analysts

Shares of Credicorp Ltd. (NYSE: BAP - Get Free Report) have earned an average rating of "Moderate Buy" from the seven analysts that are presently covering the company, Marketbeat.com reports. Two investment analysts have

Defense WorldΒ·5d ago

Squarepoint Ops LLC Sells 3,907 Shares of Credicorp Ltd. $BAP

Squarepoint Ops LLC cut its stake in Credicorp Ltd. (NYSE: BAP) by 84.7% during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The firm owned 708 shares of the ba

247 WallstΒ·13d ago

Here Are Wednesday’s Top Wall Street Analyst Research Calls: Airbnb, Booking Holdings, Credicorp, Dutch Bros, Expedia, Hartford Financial Services, Group, Meritage Homes, Patchex, Yum! Brands, and More

As the Federal Reserve prepares to move on rates and oil prices surge past $105, Wednesday's top analyst calls reveal which travel giants, homebuilders, and financial stocks Wall Street is quietly repositioning around be

Defense WorldΒ·17d ago

California State Teachers Retirement System Purchases 4,100,928 Shares of Credicorp Ltd. $BAP

California State Teachers Retirement System raised its position in Credicorp Ltd. (NYSE: BAP) by 39,776.2% in the undefined quarter, according to its most recent Form 13F filing with the SEC. The institutional investor o

GlobeNewsWireΒ·Aug 26

Credicorp Ltd.: Credicorp to Host 2026 Strategic Update on November 17, 2026

Lima, Aug. 26, 2026 (GLOBE NEWSWIRE) -- Lima, Peru, August 26, 2026 – Credicorp Ltd. (β€œCredicorp”) (NYSE: BAP | BVL: BAP), Peru's leading financial services holding company with operations in Chile, Colombia, Bolivia, Pa

Zacks Investment ResearchΒ·Aug 21

Why Credicorp (BAP) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Credicorp (BAP) have what it takes?