AMAL logo

AMALGAMATED FINANCIAL CORP

AMALNASDAQ
πŸ† #2244 by market capEarnings Oct 22US Equity
$46.85β–Ό $0.43 (βˆ’0.91%)
πŸŒ™ After hours$46.19β–Ό 1.41%Regular close Β· extended-hours price shown
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🏦Market Cap
$1.40B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.5%
Slowing
πŸ“ŠGross Margin
69.8%
High
πŸ’΅FCF Margin
29.4%
Strong
βš–οΈP/S Ratio
2.9x
Cheap
Otter Score
76
Good
No chart data available for AMAL.

Trading Snapshot

Day Range
$46.71 – $47.34
52-Week Range
$25.13 – $51.59
Volume
$1.95B
Avg Volume
$1.57B
Shares Outstanding
29.9M
Next Earnings
Nov 28, 2026

Fundamentals Snapshot

Annual Revenue
$455M
Last Q Revenue
$129M
P/E Ratio
12.5
P/S Ratio
2.9x
EPS (TTM)
$3.80
Dividend Yield
1.37%
Dilution (1yr)
βˆ’2.1%

Why Investors Own AMAL

  • βœ“High-growth profile β€” revenue up +13.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 39% gross margin and 8% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AMAL logo

AMALGAMATED FINANCIAL CORP

AMAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$455Mβ–² +4.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.3%β–Ό βˆ’0.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$140Mβ–Ό βˆ’3.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$134Mβ–² +9.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
30.3Mβ–Ό βˆ’2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$90Mβ–² +$184M YoY
StockOtter Β· stockotter.space

About AMALGAMATED FINANCIAL CORP

Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy4
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·5d ago

Is Amalgamated Financial (AMAL) Stock Outpacing Its Finance Peers This Year?

Here is how Amalgamated Financial (AMAL) and Northern Trust Corporation (NTRS) have performed compared to their sector so far this year.

Defense WorldΒ·9d ago

Insider Selling: Amalgamated Financial (NASDAQ:AMAL) EVP Sells $158,243.50 in Stock

Amalgamated Financial Corp. (NASDAQ: AMAL - Get Free Report) EVP Sean Searby sold 3,314 shares of the business's stock in a transaction that occurred on Tuesday, September 15th. The stock was sold at an average price of

Defense WorldΒ·12d ago

States Regional Joint Western Sells 234,128 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

Amalgamated Financial Corp. (NASDAQ: AMAL - Get Free Report) major shareholder States Regional Joint Western sold 234,128 shares of the firm's stock in a transaction on Friday, September 11th. The shares were sold at an

Defense WorldΒ·12d ago

United Workers Sells 228,284 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

Amalgamated Financial Corp. (NASDAQ: AMAL - Get Free Report) major shareholder United Workers sold 228,284 shares of the firm's stock in a transaction on Monday, September 14th. The shares were sold at an average price o

Defense WorldΒ·12d ago

United Workers Sells 234,128 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

Amalgamated Financial Corp. (NASDAQ: AMAL - Get Free Report) major shareholder United Workers sold 234,128 shares of the stock in a transaction that occurred on Friday, September 11th. The shares were sold at an average

GuruFocusΒ·13d ago

First Look: Fed Rate Hike Looms, Ford Unveils 2027 F-150, Paramount-WBD Antitrust Talks

Prefer to listen? Hear this as a ~5-minute audio briefing on The GuruFocus Brief.Stock NewsFed poised for first rate hike in three years: The Federal Reserve is