AFG logo

AMERICAN FINANCIAL GROUP INC

AFGNYSE
πŸ† #809 by market capUS Equity
$138.49β–² $0.21 (+0.15%)
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24hβ–² 0.1%
7dβ–Ό 1.5%
14dβ–Ό 3.7%
30dβ–Ό 3.5%
ytdβ–² 1.4%
1yβ–Ό 4.2%
🏦Market Cap
$11.51B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
-1.1%
Declining
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
17.5%
Healthy
βš–οΈP/S Ratio
1.4x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$137.72 – $139.76
52-Week Range
$123.09 – $150.02
Volume
$1.85B
Avg Volume
$2.01B
Shares Outstanding
83.1M
Next Earnings
Dec 8, 2026

Fundamentals Snapshot

Annual Revenue
$8.12B
Last Q Revenue
$1.99B
P/E Ratio
12.0
P/S Ratio
1.4x
EPS (TTM)
$11.45
Dividend Yield
5.03%
Dilution (1yr)
βˆ’0.7%

Why Investors Own AFG

  • βœ“High-growth profile β€” revenue up +7.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 35% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AFG logo

AMERICAN FINANCIAL GROUP INC

AFG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$8.1Bβ–Ό βˆ’1.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
17.6%β–Ό βˆ’1.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.1Bβ–Ό βˆ’4.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.4Bβ–² +21.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
83.4Mβ–Ό βˆ’0.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$93Mβ–² +$400M YoY
StockOtter Β· stockotter.space

About AMERICAN FINANCIAL GROUP INC

American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related products, and other commercial property and niche transportation insurance types. The company's specialty casualty segment delivers products such as excess and surplus lines, executive and professional liability, general liability, and umbrella and excess liability policies. It also develops customized programs for small to mid-sized enterprises and provides workers' compensation coverage. Furthermore, AFG extends specialty financial insurance products, including risk management solutions tailored for lending and leasing institutions, fidelity and surety bonds, and trade credit insurance. Distribution of these property and casualty policies is primarily conducted through a network of independent insurance agents and brokers. Established in 1872, American Financial Group, Inc. maintains its corporate headquarters in Cincinnati, Ohio.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$180.63
β–² +30.4% Upside
High Target$224.87
Low Target$164.49
Based on 18 analysts

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