AFFINITY BANCSHARES INC
AFBINASDAQTrading Snapshot
- Day Range
- $22.89 – $23.14
- 52-Week Range
- $18.35 – $23.00
- Volume
- $5.25B
- Avg Volume
- $3.61B
- Shares Outstanding
- 6.1M
- Next Earnings
- Oct 23, 2026
Fundamentals Snapshot
- Annual Revenue
- $53M
- Last Q Revenue
- $12M
- P/E Ratio
- 16.3
- P/S Ratio
- 2.7x
- EPS (TTM)
- $1.44
- Dividend Yield
- 0.00%
- Dilution (1yr)
- −4.5%
Why Investors Own AFBI
- ✓High-growth profile — revenue up +47.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 78% gross margin and 28% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
AFFINITY BANCSHARES INC
AFBI
StockOtter · stockotter.spaceAbout AFFINITY BANCSHARES INC
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
Critical Survey: Affinity Bancshares (NASDAQ:AFBI) versus Civista Bancshares (NASDAQ:CIVB)
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Analyzing Affinity Bancshares (NASDAQ:AFBI) and MetroCity Bankshares (NASDAQ:MCBS)
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