ACI WORLDWIDE INC
ACIWNASDAQTrading Snapshot
- Day Range
- $47.89 β $48.96
- 52-Week Range
- $38.05 β $61.08
- Volume
- $3.81B
- Avg Volume
- $3.65B
- Shares Outstanding
- 101.7M
- Next Earnings
- Dec 4, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.76B
- Last Q Revenue
- $430M
- P/E Ratio
- 22.3
- P/S Ratio
- 2.7x
- EPS (TTM)
- $2.22
- Dividend Yield
- 0.00%
- Dilution (1yr)
- β2.7%
Why Investors Own ACIW
- βHigh-growth profile β revenue up +32.0% YoY with expanding US Equity exposure.
- βHealthy economics β 52% gross margin and 19% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
ACI WORLDWIDE INC
ACIWAbout ACI WORLDWIDE INC
ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

ACI Worldwide and Cognizant Demonstrate Strong Card Processing Performance on Amazon Web Services, Inc. (AWS)
OMAHA, Neb.--(BUSINESS WIRE)---- $ACIW #AWS--ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and Cognizant (NASDAQ: CTSH), a leading AI builder and technology services provider, today a

Solaris Goes Live on ACI Worldwide's ACI Connetic for SEPA Instant Payments
OMAHA, Neb.--(BUSINESS WIRE)---- $ACIW #Banking--ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announced that Solaris, Europe's leading embedded finance platform, has gone live

Buy 3 Mobile Payment Stocks to Tap Solid Short-Term Upside Potential
ACIW, PAY and RELY show strong earnings revisions and short-term price upside potential as digital payments expand.

ACI Worldwide Extends ACI Connetic to Support Payments Orchestrated Through Swift's Ledger
[url="]ACI Worldwide[/url] (NASDAQ: ACIW), an original innovator in global payments technology, today announced it is bringing intelligent routing for Swift led

Buy 3 Top-Ranked Mid-Cap Big Data Stocks Amid Solid Short-Term Upside
WK, ACIW and ESTC combine strong estimate revisions with brokerage targets pointing to potential short-term upside.

Nearly 60% of US Adults Can't Cover a $1,000 Emergency Expense, Driving Demand for Greater Control and Flexibility in Bill Payment, Finds ACI Speedpay Pulse Report
OMAHA, Neb.--(BUSINESS WIRE)--Nearly half of Gen Z and Millennial consumers and 40% of Gen X do not have enough money in their bank account to cover a $1,000 emergency expense, according to the 2026 ACI Speedpay Pulse Re