ABCB logo

AMERIS BANCORP

ABCBNYSE
πŸ† #1266 by market capEarnings Oct 26US Equity
$80.46β–Ό $0.97 (βˆ’1.20%)
πŸŒ™ After hours$80.46β–² 0.00%Regular close Β· extended-hours price shown
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🏦Market Cap
$5.41B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+2.0%
Slowing
πŸ“ŠGross Margin
69.7%
High
πŸ’΅FCF Margin
30.8%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
72
Fair
No chart data available for ABCB.

Trading Snapshot

Day Range
$79.83 – $81.91
52-Week Range
$68.80 – $93.22
Volume
$2.22B
Avg Volume
$2.03B
Shares Outstanding
67.3M
Next Earnings
Dec 1, 2026

Fundamentals Snapshot

Annual Revenue
$1.67B
Last Q Revenue
$432M
P/E Ratio
14.5
P/S Ratio
3.2x
EPS (TTM)
$5.63
Dividend Yield
0.99%
Dilution (1yr)
βˆ’1.2%

Why Investors Own ABCB

  • βœ“High-growth profile β€” revenue up +34.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 69% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ABCB logo

AMERIS BANCORP

ABCB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.7Bβ–² +2.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
68.3%β–² +6.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$534Mβ–² +12.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$370Mβ–² +162.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
68.3Mβ–Ό βˆ’1.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$489Mβ–Ό βˆ’$1.3B YoY
StockOtter Β· stockotter.space

About AMERIS BANCORP

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$92.45
β–² +14.9% Upside
High Target$115.76
Low Target$69.65
Based on 17 analysts

Latest News & Updates

Business WireΒ·14d ago

Ameris Bancorp Announces Quarterly Dividend

ATLANTA--(BUSINESS WIRE)--The board of directors of Ameris Bancorp (NYSE: ABCB) (the β€œCompany”) has declared a dividend of $0.20 per share of the Company's common stock, payable on October 5, 2026, to shareholders of rec

Defense WorldΒ·15d ago

33,695 Shares in Ameris Bancorp $ABCB Purchased by Engineers Gate Manager LP

Engineers Gate Manager LP purchased a new position in shares of Ameris Bancorp (NYSE: ABCB) in the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC).

Zacks Investment ResearchΒ·21d ago

Do Options Traders Know Something About Ameris Stock We Don't?

Investors need to pay close attention to ABCB stock based on the movements in the options market lately.

Defense WorldΒ·Aug 28

Bank of New York Mellon Corp Takes $47.29 Million Position in Ameris Bancorp $ABCB

Bank of New York Mellon Corp purchased a new position in Ameris Bancorp (NASDAQ: ABCB) during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutiona

Defense WorldΒ·Aug 15

BIP Wealth LLC Acquires Shares of 11,361 Ameris Bancorp $ABCB

BIP Wealth LLC purchased a new position in Ameris Bancorp (NASDAQ: ABCB) during the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor

GuruFocusΒ·Aug 4

Ameris Bank Strengthens South Carolina Leadership with Market Presidents in Midlands, Charleston and Greenville

Ameris Bank is strengthening its leadership in South Carolina with the appointment of market presidents in the Midlands, Charleston and Greenville, three import